If you have already paid the debt to Phoenix Financial Services, you may be worried that you don’t have any bargaining power. Here are the fundamental steps you can take to remove it from your credit report and get your credit score back on track. The only way to prevent extensive damage from Phoenix Financial Services to your credit report is to remove its entry as soon as you can. Why wait? Click below to repair your credit today! View Plans How to remove Phoenix Financial Services from your credit report Most debt collectors have complaints against them, but Phoenix Financial Services certainly has more than the average.Ĭredit Saint is equipped to deal with any past credit mistakes that are weighing your score down. The majority of these complaints are concerning harassment, failure to validate debts and inaccurate reporting, all of which violate the Fair Credit Reporting Act (FCRA) and the Health Insurance Portability and Accountability Act (HIPAA). There are roughly 930 complaints filed with the Consumer Financial Protection Bureau (CFPB) and over 145 in the last three years with the Better Business Bureau (BBB). It may show up on your credit report under various names, including:ĭespite only being eight years old, Phoenix Financial Services has a significant number of complaints. It specializes in collecting debts from things like medical bills, student loan debts and government obligations. Originally founded in 2014, Phoenix Financial Services is a small debt collection agency out of Indianapolis, Indiana. IF you notify this office in writing within 30 day from receiving this notice that you dispute the validity of this debt any portion this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy or verification.Hawaii Alaska Florida South Carolina Georgia Alabama North Carolina Tennessee RI Rhode Island CT Connecticut MA Massachusetts Maine NH New Hampshire VT Vermont New York NJ New Jersey DE Delaware MD Maryland West Virginia Ohio Michigan Arizona Nevada Utah Colorado New Mexico South Dakota Iowa Indiana Illinois Minnesota Wisconsin Missouri Louisiana Virginia DC Washington DC Idaho California North Dakota Washington Oregon Montana Wyoming Nebraska Kansas Oklahoma Pennsylvania Kentucky Mississippi Arkansas Texas View Plans What is Phoenix Financial Services? Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this notice will assume this debt is valid. This is an attempt to collect a debt and any information obtained will be used to collect the debt. I did read on the back on the notice It states: This notice is from a debt collector. This notice is required by law) should we be concern?Īlso the people who claims that we owe this debt I check with my parents they never heard of the group I have done a credit review on my dad so I am not sure if this is on his credit score but I did review the BBB on Phoenix financial service have many case that most of the collection are scam and more of a scare tactic. Because of the age of your debt we will not sue you for it. My dad had received a letter from a collection company called Phoenix financial service on the letter it weird it has on it ( The law limit how long you can be sued on a debt. While we do not accept donations or payment of any kind, we strongly suggest that you support Legal Aid and other public service legal organizations either by donating directly to the Legal Services Corporation or finding your state or local Legal Aid office and donating to them.Ĭontact the subreddit moderators with questions, comments or concerns.įirst I am sorry if this is in the wrong category. See our list of megathreads before posting your question.įor a list of other location-specific legal subreddits, such as the United Kingdom, Ireland, Australia, New Zealand, France, Canada, Mexico, The Netherlands, or the EU please see here.įor a more relaxed and humorous meta discussion of the 'legal' advice offered elsewhere on Reddit and the posts here please visit Bestoflegaladvice.įor discussion of hypothetical legal questions, or other off topic law related questions please visit Legaladviceofftopic. Get answers to our most common questions, pointers to other sites about the law, and information about finding a lawyer of your own at the /r/legaladvice wiki. READ OUR RULES before posting or commenting.See a local attorney for the best answer to your questions. Advice here is for informational purposes only and should not be considered final or official advice.
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